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Get a Loan Pre Approval Before to start looking to buy a home

Michelle Metcalf

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Dream to Done: How to Build a Renovation Plan to Match Your Budget

by Erin Carlyle

Work with pros to make sure your renovation hopes and dollars line up

 
Part 1 in a new series on how to remodel a home, from the initial vision to completion

As a client, you may feel like you have little influence over whether your remodeling project stays on budget and hits the finish line on time. But you have more control than you might think. Remember, the scope of your project and the specific materials are up to you. 

The key to keeping a project on budget and on schedule is nailing down the details before ground breaks. If you’ve never renovated or built a new home, you may not be sure about how the seed of an idea turns into a completed project. Here’s a road map for two early steps: putting together your renovation team and nailing down your project’s cost. 

Making Your Move Dog-Friendly

by Medina James

Make Your Move Dog-Friendly: Easy Tips to Settle in Quickly

 

Moving – just uttering the word results in collective sighs, feelings of dread, and maybe even a tucked tail or two. The tips in this guide will help you to streamline the moving process, and get you closer to exploring Green Valley. Start off with a trip your dog will love – the dog park (Purple Heart Park and Anamax Park are a great start) or hit the trails at the Rillito River Park. For more relaxed fun, tour the Pueblo Vida Brewery, have a relaxed lunch on the patio at Mutts, or enjoy a cup of coffee and a good book at Revolutionary Grounds. The options are yours to choose from – once you move with the help of this guide of course.

 

For more information:

Visit bringfido.com to find pet friendly establishments.

Visit petsmart.com to order new ID tags.

Visit yelp.com to read vet reviews.

Visit humanesociety.org for help with packing a travel bag for your dog.

Visit hireahelper.com to hire pet friendly movers.

Visit vcahospitals.com for tips on managing your pet’s stress.

Visit aspca.org for more tips on moving with a pet.

Visit cesarsway.com to get tips on being calm and patient with your dog.

 

Moving is a big change, but it doesn’t have to evoke feelings of fear. Make use of these tips, as well as other available tools and resources, and you’ll be unpacking the last box in Green Valley and leashing up sooner than you think.

 

 

Check Out These Amazing Homes in Sonora Del Webb!

by Michelle Metcalf

These rare finds in Sonara Del Webb combine many elements to make either one the ideal home in Sahuarita.  Take a look at all the featured homes have to offer!

14140 S Placita La Veronica, Sahuarita

This beautiful home in Del Webb is a popular floor plan. It’s located in a quiet cul-de-sac with no neighbors on the north side for extra privacy.  Enjoy the tranquility of the spacious back yard with friends and family. Kitchen with center island and plenty of cabinet space.

Check out more details and photos!

 

14148 S Placita La Veronica, Sahuarita

Brace yourself for these amazing features! This floor plan even comes with separate golf cart storage!  Stunning wood flooring and wood plantation stutters on the sliding glass door and bay windows adds to the ambiance of this home. The deluxe kitchen with center island and gas range is a chef’s delight.

Visit the property detail page for more info and photos!

Sahuarita - The Ideal Arizona Community

by Michelle Metcalf

If you’re looking to find the perfect community to move to in Arizona, then Sahuarita has what you’re looking for! Sahuarita may be a small community, but it has big amenities.

Sahuarita has a number of beautiful planed commubities, including Rancho Sahuarita and ResortQuail Creek and Madera Highlands in addition to the residential neighborhoods of La JoyaValle Verde del Norte,and Los Colonias and Los Arroyos.

And there’s a perfect selection of places to shop and dine in Sahuarita, with Sahuarita Marketplace and Village, an open-air gathering place featuring a neighborhood market, anchored by Fry’s Marketplace, along with convenient stores like Big Lots and Ross Dress for Less.

There’s great places to eat as well, along with a number of parks to keep you and your family entertained.

Want to learn more about this ideal Arizona town of Sahuarita?  Check out our Sahuarita Real Estate & Community Information page for more details and to search for your dream home in Sahuarita.

 

The Best Places to Eat in Green Valley

by Michelle Metcalf

Looking for a great place to eat in Green Valley? If you're planning on buying a home in Green valley, then you no doubt want to know where to go to get great food. Here's a few of the top restaurants in Green Valley to get you started on your culinary journey.

Manuel's Restaurant
121 W Duval Rd, Green Valley

One of the 3 best Mexican restaurants in Green valley, Manuel's offers all your standard favorite fare. The service is quick and attentive. Manual's offers a family friendly dining atmosphere and reasonable pricing.

Posada Java

Posada is the perfect place to go in Green valley for great coffee beverages and lunch items. They have the best salads, chili, and root beer floats in town! Or take home a fresh baked cookie or other pastries. Sit inside or enjoy your treats outside while enjoying the fresh Arizona air.

Ragazzi Italian Restaurant
101 S La Canada Dr, Green Valley

And for the best Italian food in Green valley, Ragazzi has you covered. People rave about the tasty food and great presentation, along with an outstanding wine list. Try the chicken parm or the creamy Fettuccine Alfredo.

If you're moving to Green valley, then check back on our blog every week for more of what make Green Valley a great place to live!

Looking For a Vacation Home in Green Valley? Look No Further!

by Michelle Metcalf

If you enjoy vacationing in Green Valley (and who wouldn’t?), then maybe it’s time to think about buying a vacation home here? It’s the perfect solution to staying warm during the winter months.  And they’re also ideal to rent out as well for extra revenue.  Here are 2 lovely vacation homes to consider.

445 W ESPERANZA BOULEVARD B

Here’s a charming 1 bedroom villa conveniently located to shopping, churches, and more.  And it nearly maintenance free, thanks to the HOA which will provide water, garbage collection, termite treatment, maintenance on the whole exterior including the roof and facia, plus maintenance on the heating and cooling system, & more.

Check out the photos and details!

478 S PASEO CERRO D

Here’s a villa that comes fully furnished with a Broyhill hide a bed sofa!  Tile throughout and fresh paint. Enjoy the mountain views of Villas East and sit under the shade of the tree on the front patio. You can also enjoy the activities and clubs of Green Valley Recreation. Plus HOA maintenance services including water, garbage, and termite control.

Check out the photos and details!

If you’re looking for something different, then visit our Featured Property page for more great vacation homes and properties.

Get Ready For the Holidays in Sahuarita & Green Valley

by Michelle Metcalf

The holidays are here and it’s time to celebrate in Sahuarita and Green Valley!  Here’s some local holiday events that are sure to put you in the spirit!

The Nutcracker – Sierra Vista Ballet @ Buena Performing Arts Center

Dec 2 @ 7:00 pm

Sierra Vista Ballet Presents – The Nutcracker

Friday, December 2nd at 7 PM and Sunday, December 4th at 3 PM

Location: Buena Performing Arts Center, 5225 Buena School Blvd.

Christmas on Main Street @ Benson

Dec 3 @ 9:00 am – 5:00 pm

Benson Christmas on Main Street

Saturday, December 3rd, starts at 9AM

For more information call the Benson Chamber of Commerce at 520-265-8031.

Sierra Vista Yuletide Market & Holiday Bazaar @ Ethel H Berger Center

Dec 3 @ 9:00 am – 3:00 pm

Yuletide Market & Holiday Bazaar

Saturday, December 3rd, 9 AM to 3 PM

Location: Ethel H. Berger Center, 2950 E. Tacoma St.

 

Open House In Green Valley Arizona 12/5 2-4 pm

by Michelle Metcalf

377 S. Paseo Chico, Green Valley, Arizona | $135,000

2 Bedroom | 2 Bathroom | 1,508 sf

View All Images & MLS Info


This corner lot gem hides a big secret in back...a gorgeous and tranquil garden retreat in the extra large backyard. Welcoming entrance is through a lovely courtyard. The arched window is a preview of all the wonderful things to come. You can't help but smile when you walk into this light filled and delightful home. The main living areas ooze personality and charm. Glassed-in Arizona room offers bonus living space that makes you feel like you are living in the middle of the lush garden that it overlooks. Step into the backyard and you'll feel as though you've found a hidden treasure in the private garden retreat. But the surprises don't stop there. What was once a pool in this very large backyard has been transformed into a second gorgeous garden space. Best of all the pool equipment was left in place should you want to covert it back into a pool.

 

By signing up on a Bi weekly payment plan you are not changing the terms or conditions of your current loan, you are simply making payments in a different way. Instead of making one whole payment every month for a total of 12 payments per year, you are making half of a payment every two weeks.  You will actually make 26 payments per year which ends up being the same as making 13 regular monthly payments per year.  

 

It is very simple, if your payday lands every other week; schedule half of your mortgage payment to be applied to your mortgage loan every other week as well.  By putting this practice into action, you will make one extra full payment every year without realizing that you are doing it or even feel the difference in money.  


Most mortgage lenders will be able to set you up on this type of payment plan, in some cases there may be a fee to pay to have the program set up for you; but in the long run that little fee you pay will save you thousands!!  The way you will benefit is that the extra payment you are making each year will be applied to your principle (be sure that it is!) and you will cut down the term of the loan and the amount it will cost you in the long run.  My question to you is WHY NOT?

 

Even if you round up your payment and apply the difference to principal would help you save.  Consider how a making bi weekly payments can help you.  You may find out fast, that it is the right way for you to save a considerable amount of money on the loan that you already have in place.   

GreenValleySahuaritaAZRealEstate.com 

 

Get a loan pre-approval before you start searching for a new home

by Michelle Metcalf

 

You might find the cheapest rates on the Internet.  If, however, you end up working with a real estate agent, like myself, you might feel more secure with a lender that has a relationship with your agent (me). The idea is this: As your real estate agent, I will bring business to the lender, so the lender has some sense of responsibility toward honoring commitments with you as my client.  Ideally, you should find a lender and get "pre-qualified" for a mortgage before you ever start looking for a house. Not only will you feel more confident knowing that you'll have a certain amount of money (which will also give you an idea of your price range for your purchasing power) but you'll be a more serious candidate to sellers.

 

Don’t let lenders place you in a loan that is not competitive or over charging you fees.  They don’t hold the ball you do!  You are going to pay them a lot of money for a very long time. They serve you, not the other way around.

 

Shopping around for a loan improves your chances of saving money. Different lenders offer different products, so comparison-shopping helps you find the best loan deals around. Some lenders waive or match fees.

 

Interest rates may not vary that much between lenders, but fees do. When shopping for a loan, get a written estimate of all the fees you are expected to pay from each lender you are considering.  Question any that you do not understand.  Look at the APR, you could have two lenders offering you the same interest rate but one lender’s APR is higher then the other one….why you ask?? Because one lender has more closing fees then the other.

 

All of your legwork in comparing different offers gives you the best opportunity to save money on a loan. If you just choose the first offer, you may be missing out on a better deal. 

 

YOUR CREDIT

An inquiry is placed on your credit report and included in your credit score. Since new applications for credit is only 10% of your credit score, your credit score could stand to fall as much as 70 points if you have a 700 credit score. Of course, that depends on the other information in your credit report. Even if your credit score isn't hurt by the additional inquiries, creditors might deny your application simply because you've applied for several others recently. Too many recent applications can be perceived as desperation for credit and desperation is always a turn off.  So be careful, don’t apply with everyone you shop rates and fees with until you are sure.

 

Contact Michelle Metcalf to help you find the home of your dreams!

 

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Photo of Michelle Metcalf CRS, SRES®, REALTOR®, Associate B Real Estate
Michelle Metcalf CRS, SRES®, REALTOR®, Associate B
RE/MAX Valley Properties
210 W. Continental Rd. #220
Green Valley AZ 85622
Mobile: (520)400-5735
Fax: (520)648-2221